Auto Accident Attorneys
There is a chance that you will be left with high medical bills or a loss of income and suffering and pain due to a car crash. The party responsible for your accident must be held accountable for these losses.
A seasoned New York City auto accident lawyer can help you seek full compensation for all of your losses. auto accident attorneys elgin who handles car accidents can safeguard you from unwarranted insurance denials.
Distracted driving
Every driver is responsible to drive safely and be aware of the road. Distracted driving is dangerous for other road users. It is a major cause of collisions. If you've suffered injuries due to distracted drivers, you may be legally entitled to compensation.
Distracted driving could include eating, reaching for things in the car, interacting with passengers and adjusting dashboard controls like the temperature or radio personal grooming such as shaving or applying makeup and more. This includes eating, reaching inside the car to get items as well as interacting with other passengers and adjusting the controls on the dashboard like the radio or temperature. It could also involve personal grooming such as shaving or applying make-up.
According to research from the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, around 80 percent of all crashes and 65 percent of near-collisions involve some type of driver distraction. Just taking your eyes off of the road for five seconds while driving at 55 mph could increase your risk of crashing.
If you've suffered injuries in a crash caused by a distracted driver, a skilled auto accident lawyer can help. They can investigate your case and present the most persuasive arguments for full compensation that includes covering all of your current and future expenses.
Car crashes
Car accidents can take many forms, from simple fender benders to catastrophic head-on collisions. The nature of the crash determines who may be at fault, as does the nature and extent of the injuries sustained by the victims as well as the extent of their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver error is the main cause of motor vehicle crashes. Even the tiniest of distractions - flipping through radio stations wearing makeup, or looking at a map could result in a serious accident. Other causes of car accidents include reckless driving, speeding drunk driving, dangerous road conditions and weather, and inexperienced or elderly drivers.
A knowledgeable New York City car accident lawyer can analyze your case and pinpoint all parties responsible for your injuries and financial losses. They can also bargain with the insurance company to agree on a fair settlement for your claim.
A skilled lawyer for auto accidents can help you receive the compensation you deserve, which could include future and past medical expenses loss of wages, mental and physical distress, and other damages. They can also ensure that your claim for compensation includes the coverage of uninsured or under-insured motorists, if necessary. This is especially crucial if the person at fault does not have insurance, or only has the minimum amount required by New York law.
Uninsured or underinsured drivers
Some drivers don't carry insurance while others have a small amount of coverage. It is difficult to obtain compensation if an uninsured or uninsured motorist causes a collision. In these instances, it is important to have a knowledgeable attorney representing you as well as the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of coverage is usually part of a full-coverage insurance policy and it will provide you with vital protections in a serious accident.
The process for filing a UIM/UM claim is similar to filing a standard car accident claim. It usually involves submitting copies of your medical bills and repair bills for your car. The insurance company will scrutinize these documents along with other ones to determine if your losses are covered by the other driver's policy.
It is important to speak with a New York City auto accident lawyer as soon after the accident as you can and start a UIM/UM immediately, especially if the other driver claims they do not have insurance or lack coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property destruction
If your vehicle is damaged in an accident, you can seek compensation from the insurance company of the party at the fault. Our lawyers can assist you submit a claim for economic and non-economic losses, including the cost of your medical expenses and lost income. You could also be eligible to receive compensation for your pain and suffering.
We will thoroughly review the damage that was caused to your vehicle, and record all evidence physical for your case. This includes taking photos of the accident scene and your property, like scratches, broken glass, and cracked screens for your devices. We will also collect any accident or police reports and any information about witnesses.
The law that is in force in New York State is comparative negligence that means that even if you're found to be partially accountable for the accident the amount of your damages will be diminished by the percentage of liability attributed to you. Likewise, the defendant may be found to be entirely responsible for the accident, and thus not eligible to claim any compensation at all.
Be sure not to give any oral or written declarations to representatives from the at-fault party's insurance companies, as these could be used against you in the future in court. It is also important to see a doctor immediately after an accident, as certain injuries can take a while to show up and can be used against you if you attempt to seek compensation for your injuries later on.